RAF Loss Of Support Claims: All You Need To Know
As the holiday season approaches, the roads become bustling with travelers eager to spend time with loved ones, creating cherished memories. However, the festive season also sees a surge in road accidents, leading to unforeseen tragedies. In the unfortunate event of a loved one losing their life in a car accident, it becomes crucial to understand the avenues available for seeking support. One such avenue is through the Road Accident Fund (RAF), which provides financial assistance to those who have suffered loss as a result of a road accident.
Understanding Loss of Support
Loss of support, in the context of the Road Accident Fund, refers to the financial assistance provided to dependents of a deceased person who was the breadwinner of the family. This support aims to alleviate the economic burden placed on the family due to the untimely death of their loved one.
Prescription Periods
It's important to be aware of prescription periods when considering a loss of support claim with the RAF. For identified claims, the prescription period is three years. In cases of unidentified claims, the prescription period is two years. For children who lose a parent in a road accident, the prescription period begins when they turn 18 years old.
Who Can Claim?
Those eligible to claim for loss of support include the spouse, children, parents, grandparents, and siblings of the deceased person. The claimants must be able to demonstrate that they were financially dependent on the deceased and have suffered a loss as a result of their passing.
Evidence Required
To substantiate a loss of support claim, claimants must provide a range of evidence to support their case. This evidence may include:
1. Death Certificate: A certified copy of the deceased person's death certificate is essential.
2. Dependency Evidence: Documents proving the financial dependence of the claimants on the deceased, such as bank statements, bills, and other financial records.
3. Marriage Certificate/ Birth Certificates: In the case of a spouse or children, providing these documents is crucial to establish the relationship.
4. Affidavits: Sworn statements from the claimants and other relevant parties can help provide additional context and strengthen the claim.
Timeframes Involved
Time is of the essence when it comes to RAF claims. Claimants are advised to initiate the claims process as soon as possible to ensure a smooth and timely resolution. Delays in filing a claim can result in complications and may even lead to the claim being rejected due to prescription.
As we approach the festive season, it's crucial to prioritize road safety and be prepared for any unforeseen circumstances. Understanding the process of claiming for loss of support from the Road Accident Fund can provide a lifeline for those left behind after a tragic accident. By being aware of prescription periods, eligible claimants, required evidence, and timely initiation of the claims process, individuals can navigate the road to recovery with the support they need during the challenging times that may lie ahead.