The National Credit Act includes provisions to protect borrowers from unfair practices and to ensure that repossession is a last resort.

A family trust can provide a level of protection for your assets. By transferring assets to the trust, they are no longer personally owned, which may offer some protection from creditors, potential lawsuits, or other financial risks.

If the child's mother is denying you access to your child, you can approach the office of the Family Advocates to draw up a parental plan.