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Upon divorce, the joint estate in a polygamous marriage must be divided equitably among all spouses involved. This can be a complex process, as it requires assessing the contributions and needs of each spouse.

Trusts can provide a layer of protection against creditors and legal challenges, safeguarding the assets for the beneficiaries.

A garnishee order allows the creditor to claim a portion of the debtor's income directly from their employer or a third party

By taking these proactive steps, you can secure your legacy, provide for your family's future, and find peace of mind knowing that your affairs are in order.

A stokvel written agreement serves as a legally binding contract that outlines the terms and conditions governing the stokvel's operation. By documenting the rules and responsibilities, all members can have a clear understanding of their rights and obligations

If the marriage ends in divorce or one spouse faces insolvency, the communal property must be divided equally between both partners. This can lead to the unintended consequences of having to part with hard-earned assets, even those owned before the marriage.

Repo rate hikes, determined by the South African Reserve Bank, impact the cost of borrowing money, including mortgage interest rates. As repo rates increase, homeowners may face higher monthly mortgage repayments, making it challenging to maintain their properties.